Discover 788 Insider Secrets Will Make You $62,384 Richer In the Next 60 Months ... GUARANTEED!
Turn your savings into $2.477Million in 20 years ...
If You Need More Money, ... STOP Throwing Away What You've Got!
Just one of my secrets could be saving you $162.88 per month, and I still have 770 more secrets to show you. Discover these secrets, and your life will change forever! No more worrying about the bills! No more saying "No" to your kids because you can't afford it!
Would an extra $100 per month make a difference in your life? In the first seven days, we'll show you how to save $694.41 every month. But it doesn't stop there ... You'll discover 15 Super Savers each of which will make you thousands of dollars richer in 10 years. Your eyes will marvel at our 10 Millionaire Makers ... 10 simple things you can do to become a millionaire! In 5 years or less, you will be able to quit your job since you'll be debt-free and making more money on the side than in your job whether you continue working or not. BUT THAT'S NOT ALL ...
Get $676.65 in free gifts ...
You'll get $676.65 in free gifts with this exciting new home study course, MONEY SECRETS: How to Make ... And Save ... a Fortune For People Who Want More Money! These gifts are not a sweepstakes; you don't have to be one of the first 50 to reply! You will get all these gifts FREE with your purchase of MONEY SECRETS! However, you do need to order today, because we are throwing in a few more Free gifts if you order quickly enough ... but we only have a limited supply. So, get your order in before it's too late! Click here to Order Now!
you write a letter one time to save $1,200 every year?
Do you really need more money? Maybe you have all the money you want. If I can show you two simple tips that will improve your health and save you $17,300 over the next 10 years (see day 4 of the Ultimate Freedom Challenge), would you care? If I showed you how writing one simple letter (which I've already written for you) could save you $1,200 per year and turn it into $100,029 in 15 years, would it make a difference in your life? Yes? ... Then keep reading, because I have 769 secrets to go.
Increase your income by $259 per month within 30 days!
We also have 17 ways for you to increase your income too. Would you like to get paid to go out to eat? Money Maker #3 shows you how to do this within the first seven days after you receive your copy of Money Secrets ... There's no fee ... nothing else to buy. Just sign up, print out your form, and go! Follow my plan, and you could be saving $11,899 per year and earning an additional $259 per month by the 30th day. If this kind of money is important to you, then you need MONEY SECRETS!
are a few of the ways you will profit with MONEY SECRETS ...
You Will Save At Least $1,200 Within 12 Months!
How can I make these claims? Simple, I'm using every one of these little secrets myself. It's easy, and you can do it too! Depending on your current income and expenses, you will save $5,000 to $46,000 or more per year. In fact, we guarantee you will save at least twice the cost of your MONEY SECRETS program within the first 60 Days or you get your money back ... No Questions Asked ... Guaranteed! See our Three-Star Money-Back Satisfaction Guarantee below for all the exciting details.
These are simple, easy-to-use tips & techniques Anybody can use!
My name is Dr. R. Bryan Stoker. I've studied personal financial management for years ... since I was in junior high school actually. I bought my first stock when I was 14; I sold all my stock and bought my first investment real estate when I was 22 ... four months after getting out of college. I even got paid to live in my own home for the first five years out of college. I did all this and more with no formal courses, no mentors or advisors, and not much money ... What I did have was a lot of time and an insatiable desire to get more out of life. So, I put a lot of time into studying personal finance ... constantly looking for secrets of how to save money, how to make money, and how to enhance my lifestyle. Uncovering the secrets was difficult, but using these secrets ... putting them into action ... was easy! Now, they're all here for your enjoyment and profit. Get your copy of MONEY SECRETS now and improve your life!
These 788 Inside Secrets are available to the general public at last!
I've read, experimented, analyzed, and identified over 788 ways to save money ... and make money ... for over 25 years. Even my PhD dissertation focused on personal investment techniques. Now, I've gathered all my findings over the last 25 years and published them for you in this new web book called, MONEY SECRETS: How to Make ... And Save ... a Fortune For People Who Want More Money!
When you read MONEY SECRETS, you will be amazed; you won't be able to stop yourself from saving money ... even without trying. But with at least 788 secrets to read, it can be a little tough to get through it all. That's why we created the Ultimate Freedom Challenge home study program. This program takes you through nearly everything (including your free ebooks) in a logical order with daily-directed assignments designed to maximize your savings and new income streams immediately. You will receive a new assignment every day for 100 days. After 100 days, you'll be saving ... and making ... so much money, you'll think you got a huge raise at work. Of course, you don't have to take the challenge; you can simply browse through and discover our MONEY SECRETS at your own pace and in any order you wish.
fun; it's exciting; it's interactive;
MONEY SECRETS is loaded with graphics and insightful features to make it fun and exciting as well as informative. MONEY SECRETS is an experience ... it's an experience way beyond "reading a book"! Be sure to check out our daily quotes, financial tips, and Money Wisdom features.
More ways you will profit with MONEY SECRETS ...
Includes Four 100% Free Business Opportunities!
If you really want to create new streams of income, I have included four business opportunities as well. Each of these opportunities can make you big money with much less time and effort than your current job, and three of them you can start immediately without investing any money ... ever! Who needs a pension when you can stop working and continue getting the same income?
If 4 business opportunities is not enough, ... How about 2,500?
You can even make money with the MONEY SECRETS program itself. You've got to see this to believe it! As an extra bonus, I've also thrown in a list of more than 2,500 business ideas you can use to start your own business. In fact, MONEY SECRETS even includes a couple of self-analysis programs you can use to help you determine which type of home business is best for you. MONEY SECRETS also includes a list of 38 places you can advertise for Free on the Internet, but we'll do even better than that.
6 Work-At-Home Opportunities
Don't want to start your own business, but you wouldn't mind doing something fun and easy at home to make extra money? No problem! I've included details on six "work-at-home" programs where you get paid for each project you complete following the detailed instructions provided by your customer. Even though you will be an independent contractor instead of an employee, it will be just like a second job at home doing fun stuff. For each item you complete, you will get paid a fixed amount. You don't have to advertise, find customers, sell anything, or hire employees; just do the work and cash the checks. Some of these things you can even do while you watch TV.
anywhere in the world for FREE &
Of course, saving money and making money is not enough. You need to know what to do with all your extra money. I know, ... you already know how to "spend" money, but we'll show you how ... and when ... to spend so you get more for less money. You'll get lower prices and higher quality. We'll show you how to cut costs dramatically on travel .. even travel free! We'll even show you how to GET PAID TO SPEND MONEY! Save big money on furniture, computers, home electronics, business services, free fax, free voicemail, free websites, free Internet access, free software, beds and bedding, china and flatware, hardware, carpeting, and on and on. You name it, we'll show you where and how to get it for 30% to 90% below retail ... and we won't ask you to join any buying clubs to get these savings either. All we do is show you How and Where to get everything you need or want for less!
investment techniques written so
But there's more to using money than just spending it. You need to invest as well. Invest for long-term security and stability; make sure you never run out of money again. Do you want to retire from work so you can go work another job? If this has already happened to you, get MONEY SECRETS now and start working your way out of the world of "Have To". If you're not in that situation yet, then get MONEY SECRETS now so it doesn't happen to you. Retire and play, or retire and go work on something you've always wanted to try; but don't retire and go to work somewhere else because you have to.
FREE REPORT ***
Because investing is a major factor in your future, whether you're a professional investor or a novice, MONEY SECRETS has a bunch of techniques to save you thousands of dollars in investments. Discover the best ways to invest for retirement. I've even included a special FREE Report on The Best Mutual Fund You Can Buy ... Bar None! This mutual fund uses investment techniques that have outperformed the S&P500 index for over 45 years!
Build lifetime streams of income ... automatically!
But if you're a novice, don't worry ... as a special bonus, MONEY SECRETS includes a Free copy of my first two books on personal finance and investing. The first book is our bestseller, FINANCIAL FREEDOM: A Wealth Manual For the Middle Class. The second book included free is GROWTH & INCOME: How to Build a Mutual Fund Money Machine. We'll tell you more about these exciting publications later, but for now you should know these books present all the basics you need as well as some revolutionary techniques that multiply the returns you'll get from your mutual funds regardless of which mutual funds you choose. You'll even discover how to automatically turn your mutual funds into lifetime streams of income that grow every month all with less risk than anything you're doing now.
more ways you will profit with MONEY SECRETS ...
So, what would these secrets be worth to you?
If we could save you $111,280 over the next 10 years, make you debt-free in 5 years, and build your annual savings into $2.477Million over the next twenty years ...
If we can show you how to make an extra $3,108 per year in new income within 30 days ...
If we give you four business opportunities three of which offer the potential to earn you more than your current job in a fraction of the time ...
What would this service be worth to you? $10,000? $20,000? $50,000? $100,000!
Certainly, it's worth much more than that to you once you have proven this all works for you! But it would be ridiculous for us to even think about asking that kind of money. No, you'll discover our money secrets for Much, Much Less. Less than $1,000 ... less than $500 ... even less than $200!
Look at what you'll get with your MONEY SECRETS program:
For one low price, you get all this!
The retail price of MONEY SECRETS is $199.95, but if you order today, you can even get MONEY SECRETS for a fraction of that price ...
if you order today ...
Consider what every dollar you save is really worth. Ben Franklin said, "A penny saved is a penny earned." What he meant was if you saved a penny, that's a penny you could invest to earn yet another penny. Obviously, a penny was worth a lot more back in 1776, but today he might say instead, "A dollar saved is a dollar earned." ... Or would he?
(and for the first 100 years of America's history), there were no income taxes in
America. Today, Ben Franklin's quote should be, "A dollar saved is TWO
dollars earned." Not because you can invest a dollar and earn two ...
which we will show you how to do in the MONEY SECRETS program. No,
a dollar saved is Two dollars earned because for every dollar you spend, you have to earn two dollars
due to taxes. Think about it ... for every
dollar you earn, on average you pay ...
1Miscellaneous taxes include gasoline tax, property tax, alcohol tax, utilities taxes (including phone service, electric, gas heat, water, sewer, etc.) and comprise at least two cents for each dollar spent.
Thus, for every dollar you earn, 50 cents or more goes to taxes. That's over 50% taxes on every dollar if you're only in the 28% tax bracket. Now, you could say, "Hey, the 28% federal and 7% state income taxes are your 'marginal' tax rates; you don't really pay that much on all your money." And, you'd be right, but I'm sure the miscellaneous taxes are much more than 2%. So, you only have approximately 50% of every dollar you earn to spend. Earn $2.00 and you get to spend $1.00! Does that make you mad?
But that's not why I'm pointing this out to you. No, the reason I'm pointing this out to you is so you realize if you are earning $25,000 per year from your job, you only get to spend $12,000 to $15,000 per year at the most. So, if MONEY SECRETS shows you how to save $5,000 in the first year ... and we guarantee you'll save at least $1,200 ... that's like getting a $10,000 raise! Saving $5,000 per year raises your spendable income by about 30%! Tax-Free ... I might add!
How to make an extra $118,117 in 9 years ...
So, I ask you what's a 30% raise in spendable income worth to you? Save $5,000 per year and invest it in The Best Mutual Fund You Can Buy ... Bar None! (one of your Free reports you get when you purchase MONEY SECRETS), and you will have $118,117 in nine years. Hey, that's enough to pay for at least one of your kids to go to college! By the way, we also show you how to save for your kids college tax-free ... in fact, you'll discover how you can even get tax deductions for saving for college. Then we show you how to get free money for college (see college saver #3) and more than a dozen ways to cut your college costs. You'll even discover how to get tax credits for college, and we'll show you where to go on the Internet to automatically conduct a free scholarship search ... there's got to be at least one you can get; after all, this free service searches through more than 600,000 sources of scholarships!
You have Nothing to lose ... but we can do Better than that!
So, with tremendous savings opportunities, new sources of income, and four business opportunities ... all of which cost you nothing to start ... you really have nothing to lose. But that's not good enough for us. That's why we offer you our 100% Money-Back Satisfaction Guarantee:
Do yourself a favor, order MONEY SECRETS today! Every day you wait is another day you're throwing away your money ... every day you wait is another day you could have been living a happier, healthier life with ultimate peace of mind with more income. We know MONEY SECRETS will enhance your life and we GUARANTEE it. But you have to take the next step ... one simple step can turn your whole life around. Even the longest road starts with the first step. Take it Now! Click here to Order Now!
The value of MONEY SECRETS for you is impossible for me to determine. Everyone's situation is different. There's no way I can tell you exactly how many tens of thousands of dollars you will save by using our debt-elimination secrets, how many of our 770+ saving techniques you will be able to use in your situation and how many thousands of dollars you will save every year, how many millions of dollars you will have when you retire by investing all these saved dollars using our revolutionary investment techniques without knowing your exact financial situation. I can promise you, however, that if you take the Ultimate Freedom Challenge and follow each step exactly as written, you WILL save well over $100,000, and you WILL make thousands of dollars of extra income per year.
There are also some tremendous additional benefits you will receive from your free ebooks. These are not ebooks written to give away as freebies. Each one of these books was written as a stand-alone, sellable volume that has been sold individually. Click on each title that follows to read about each ebook. For example, with THE CAR BOOK, you will discover how to get the best possible price within 100 miles of your home on any new car you want without haggling (you only need to talk to two dealers for ~10 minutes each). You'll also discover three times you should NEVER test drive a car and four ways to tell if a car has ever been in an accident even if it's been repaired and repainted. You will get our 74-point Used Car Inspection Checklist that anyone can use to inspect a car in 15-minutes, and lots of other benefits too numerous to mention here. Of course, you will get a handful of savings tips for cars in MONEY SECRETS as well, but there is very little overlap, and you get THE CAR BOOK free with MONEY SECRETS anyway. Click here to see the huge list of benefits you will get from THE CAR BOOK.
The next three free ebooks you will get with your MONEY SECRETS package are books that concentrate on personal finance, debt reduction, and revolutionary new automatic investment techniques anyone can use to build long-term wealth: FINANCIAL FREEDOM, GROWTH & INCOME, and the dissertation leading to the development of GROWTH & INCOME.
Best wishes for a prosperous future,
Dr. R. Bryan Stoker
Dr. R. Bryan Stoker
P.S. We know you will benefit from our MONEY SECRETS program. In fact, MONEY SECRETS includes a full Debt-Reduction program that will make you 100% Debt-Free within 5 Years! Our Debt Calculator will automatically show you which of your debts to pay off first to get the fastest results; how fast your debts will be paid off; and how much you can expect to have in 10, 15, 20, and 30 years if you invest what you were paying toward debt (assuming 8%, 12%, and 16% returns).
We recently saw a program that offered nothing but this same promise (without the debt calculator) for $299.97. Sure, their program offers some audiotapes and a videotape, but is that worth an additional $100 considering everything else you get with MONEY SECRETS? Did you know if you follow our debt-elimination program and invest what you are currently paying towards your debts, you can be 100% debt-free in 5 years AND be a multi-millionaire by the time you retire? It's true ... and our debt-elimination software (included in MONEY SECRETS 100% FREE) will show you the absolute fastest way to eliminate your debts (without damaging your credit rating) and it will show you exactly how many much money you can expect to have in 10, 15, 20 and 30 years! Don't fall for these ads that offer to eliminate your debt with only 5% to 10%; the only way to do this is to cheat your creditors out of the money they loaned to you which will damage your credit rating for years.
So, MONEY SECRETS is going to show you the fastest way to eliminate your debt possible, over 770 ways to save money, 17 ways to make extra money, 4 business opportunities which are 100% free to start, 6 work-at-home opportunities, 32 Free Reports, Free Real Estate Inspection checklists, Free investment worksheets, 4 ebooks, over 2500 business ideas, and the Ultimate Freedom Challenge, and it all comes with our 100% Money-Back Satisfaction Guarantee. So, what are you waiting for? Order now!
P.P.S. If you order by Midnight , I will include four more Free reports ($36 value) and offer you our "preferred customer" price. Check out the exciting titles you will get free if you order now:
So, how much is all this worth to you ... $967.50 value including the MONEY SECRETS experience itself which retails for $199.95 ... How much is it worth if you can save $1,200 within the next 12 months? How much is it worth to be 100% debt-free in 5 years? How much is it worth to slash nearly all your current living expenses? If you order by Midnight, I'll give you a FULL 50% DISCOUNT off the normal retail price ... the entire MONEY SECRETS Home Study Course and all the free gifts can be yours for just $99.95! But you must order NOW!